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Home Loans

All your home financial needs … under one roof

Home is where the heart is. Your loan is where our part is.

As a personalized, local banking alternative, Velocity Credit Union has served your friends and neighbors since 1947. Austin is our home — and we can take care of your home’s financial needs … all under one roof! Ready to apply? Click the button for your chosen loan below. Have questions? Read on or contact one of our professionals.

Home Purchase

You’re ready to buy your dream home — let us help you finance it! With personalized service, great low rates, and low closing costs, our fixed-rate, conventional mortgage loans are anything but conventional. And we offer jumbo loans, too.

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Refis

Looking to lower your current mortgage payment? We offer a wide variety of mortgage loan programs for those who want to refinance. Visit velocityloans.com and use our free mortgage calculator to learn how much you could save.

Apply Refinance Calculator

Home Equity Loans

While you’ve been paying down your mortgage, your home’s value has almost certainly increased. Put that hidden cash to use with a Velocity Home Equity Loan. Use the funds for almost anything — education expenses, bill consolidation, major appliance purchases, etc. Interest paid on a home equity loan is often tax deductible (please consult your tax expert). Get fast approval and low rates.

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Home Improvement Loans

Home improvement loans can help you finance repairs, renovations, and additions to your home — including pools! Low rates and extended terms allow you to choose the option that best fits your financial needs. We offer loans from $20,000 to $200,000 designed to finance large or small home improvement projects with fast processing. Whether you plan to remodel, install siding, purchase new windows, or build a new room, deck, or patio, we’ll help you improve your home while saving you money.

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MORTGAGE LOANS
Moses Calderon


NMLS: 1061691
Mortgage Loan Originator
Phone: 737.237.1419
Email: [email protected]

HOME EQUITY/IMPROVEMENT
Carol Middleton


NMLS: 1538829
Home Equity/Home Improvement Loan Originator
Phone: 512.469.7066
Email: [email protected]


Loan Rates*

*Rates are subject to change based on latest market conditions. Rate examples are based on $400,000 (LTV: 80% and FICO: 740+).