Back To Top Skip to Content

Home Loans

All your home financial needs … under one roof

Home is where the heart is. Your loan is where our part is.

As a personalized, local banking alternative, Velocity Credit Union has served your friends and neighbors since 1947. Austin is our home — and we can take care of your home’s financial needs … all under one roof!
Home Lending

Home Purchase

You’re ready to buy your dream home — let us help you finance it! With personalized service, great low rates, and low closing costs, our fixed-rate, conventional mortgage loans are anything but conventional. And we offer jumbo loans, too.

Learn More Apply Mortgage Payment Calculator

Refis

Looking to lower your current mortgage payment? We offer a wide variety of mortgage loan programs for those who want to refinance. Visit velocityloans.com and use our free mortgage calculator to learn how much you could save.

Apply Refinance Calculator

Home Equity Loans

While you’ve been paying down your mortgage, your home’s value has almost certainly increased. Put that hidden cash to use with a Velocity Home Equity Loan. Use the funds for almost anything — education expenses, bill consolidation, major appliance purchases, etc. Interest paid on a home equity loan is often tax deductible (please consult your tax expert). Get fast approval, low rates, and up to $500 off closing costs.

Apply Learn More

Home Improvement Loans

Home improvement loans can help you finance repairs, renovations, and additions to your home — including pools! Low rates and extended terms allow you to choose the option that best fits your financial needs. We offer loans from $20,000 to $200,000 designed to finance large or small home improvement projects with fast processing. Whether you plan to remodel, install siding, purchase new windows, or build a new room, deck or patio, we’ll help you improve your home while saving you money.

Apply Learn More


Loan Rates

Meet Our Team


Moses Calderon
NMLS: 1061691
Mortgage Loan Originator
Phone: 737.237.1419
Email: [email protected]

Carol Middleton
NMLS: 1538829
Home Equity/Home Improvement Loan Originator
Phone: 512.469.7066
Email: [email protected]