Home is where the heart is. Your loan is where our part is.
As a personalized, local banking alternative, Velocity Credit Union has served your friends and neighbors since 1947. Austin is our home — and we can take care of your home’s financial needs … all under one roof! Ready to apply? Click the button for your chosen loan below. Have questions? Read on or contact one of our professionals.
Home Purchase
You’re ready to buy your dream home — let us help you finance it! With personalized service, great low rates, and low closing costs, our fixed-rate, conventional mortgage loans are anything but conventional. And we offer jumbo loans, too. Financing available for Primary or Secondary residences only.
Refinance
Looking to lower your current mortgage payment? We offer a wide variety of mortgage loan programs for those who want to refinance. Visit velocityloans.com and use our free mortgage calculator to learn how much you could save. Financing available for Primary or Secondary residences only.
Home Lending Calculators
MORTGAGE LOAN ORIGINATOR
Juan Molina
Born and raised in the vibrant city of Austin, my enthusiasm for this distinctive Texan community runs deep. As a first-generation American, I carry a deep-seated passion for empowering individuals to achieve their dreams of homeownership.
With an extensive background in mortgage lending spanning back to 2015, I’ve observed firsthand the uniqueness of the Central Texas housing market which demands continuous learning and growth. This demand has led me to obtain a Bachelor’s degree in Finance from Penn State University and to purse an MBA from the University of Texas.
I’ve been married to my amazing wife since 2017 and have three beautiful children. We enjoy visiting the Austin Aquarium, going to the theatre to watch the latest movie, and of course watching the Longhorns score touchdowns on Saturdays.
Driven by a genuine desire to make a meaningful impact, my mission is twofold: to guide and support first-time homebuyers in realizing their dreams of homeownership, and to provide experienced homeowners with the expertise and resources needed to navigate the ever-changing landscape of the mortgage market. Whether you’re embarking on your first home-buying journey or seeking expert guidance as a seasoned homeowner, I am here to support you every step of the way.
NMLS: #864441
Phone: 737.237.1454
Email: [email protected]
*Rates are subject to change based on latest market conditions. Rate examples are based on $400,000 (LTV: 80% and FICO: 740+).