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Personal Loans

We’ve got loans for just about anything — you won’t have to beg.

These are unique times. If you need a loan, you’re not alone.

We’re here to help you with Velocity Personal Loans or a Line of Credit. They can be used for just about anything! Unlike many credit card programs, our personal loans have a fixed rate and set terms, and you’ll pay them off in five years or less. We’re pleased to offer the peace of mind that kind of certainty provides. A line of credit can be there for whenever you need it.

Members use these loans to help with unexpected medical bills, debt consolidation, auto repairs … the list really is endless. If you have a need – whatever the need — for an extra $500-$40,000, Velocity can help (the type is flexible depending upon type of loan, your personal situation and credit qualifications). Whether you’d prefer a home equity loan, an unsecured personal loan or line of credit, we’re here for you.

  • Personal Loan rates start as low as 6.49%* with a minimum $500 and maximum $40,000
  • Line of Credit rate is as low as 9.99% with a minimum $500 and maximum $20,000.

Payment Example

LOAN TYPE AMOUNT FINANCED LOAN TERM APR AS LOW AS PAYMENT
Personal Loan Up to $40,000 Up to 60 months 6.49%† $19.56/$1,000
Line of Credit Up to $20,000 n/a 9.99% 3% of balance, no less than $25

†Our lowest APR includes a Member Rewards discount of 0.50%.

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