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Your Bridge to Bigger Rewards

Enjoy 20+ perks to save, grow, protect, and manage your money smarter—all in one rewarding checking account.

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Lets Get You on the Road

Lets Get You on the Road

Whether the car you want is new, used, or needs refinancing, we can help get you there.

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0% for 12 Months on Purchases & Balance Transfer

0% for 12 Months on Purchases & Balance Transfer

Earn rewards & stay secure with a Velocity Mastercard Credit Card.

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Low Rate Home Loans

Low Rate Home Loans

Let us help you with your Home Purchase or Refinance.

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Velocity Rates

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*Effective: Sept. 18, 2025. Rates and terms subject to change.

Certificates

2 Year

3.70% APY*

Auto Loans

As low as

5.29% APR*

Credit Cards

As low as

11.50% APR*

News & Insights

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All-in-One Banking on the Go

Velocity Credit Union makes managing your money easy with secure digital tools—accessible anytime, anywhere. Enjoy full-service banking from your phone or computer.

All-in-One Banking on the Go

Simplify Managing Your Money

At Velocity, we make it easy and convenient to manage your money on-the-go:

  • Simple: From depositing money, paying bills, and reviewing statements, our online banking platform is simple to use.
  • Seamless: Sync across all your devices, including budgeting and accounting apps, for a convenient way to view all your banking information in one place.
  • Secure: Enjoy the high level of safety you expect from your online banking thanks to advanced encryption and security measures.

Explore Ways to Bank

All-in-One Banking on the Go

Moving Your Money

Our online banking platform has multiple payment options:

  • Transfers: If you have other accounts with us or accounts at other banks, our transfer services enable you to swiftly and safely move your funds online. Move your money in and out of accounts without going to the bank.
  • Bill Pay: Pay your bills any time from any device with our online Bill Pay options. Schedule single or recurring payments and never be late on a payment again.

Set Up Payments

All-in-One Banking on the Go

Skip the Trip to the Bank!

Deposit a check using our mobile app by just taking a picture anywhere, anytime.

Download the Mobile App

All-in-One Banking on the Go

Go Paperless

Thanks to our online statements, you no longer have to wait for paper statements or keep paperwork on file. Our eStatements allow 24/7 access to your recent activity across all your accounts.

Enroll in eStatements

All-in-One Banking on the Go

View Your Full Financial Picture

Our financial tools have been seamlessly integrated into your online banking experience.

  • Securely connect all your accounts including cash, credit, loans, and investments.
  • View your income and expenses, build budgets, break down your spending and pay off debts faster.
  • Get real-time access to your credit score with SavvyMoney®.

Access Financial Tools

All-in-One Banking on the Go

Make Shopping More Convenient

Our mobile wallet offers a simple and secure payment method for in-store and online items. Add your Velocity debit or credit card to your preferred mobile wallet and find all your payment options in one place.

Sign up for Mobile Wallet

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Proudly Serving Greater Austin Since 1947


With neighborhood branches and mobile banking, financial freedom has never been closer.

Velocity gives you free checking, better rates, and fewer fees. We offer powerful online banking, personal and business accounts, and six branches across Greater Austin.

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