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Velocity Loans

Whether it’s something you need or something you want, we offer loans for just about anything.

How can we help you?

While we provide loans for traditional purposes such as buying a car or remodeling your home, we also offer loans for many of life’s little surprises with low, fixed rates and convenient payment options.


Personal Loans and Personal Lines of Credit

Need to consolidate your debt, pay for summer camp, tackle those mounting medical bills, or upgrade your home to solar? Velocity personal loans and personal lines of credit can be used for just about anything!


Home Equity & Improvement Loans

You’ve got equity in your home — put it to use! It’s easy to apply, and we offer low closing costs* and great rates whether you need to pay for school or remodel that kitchen.

Home Lending

Home Loans

Our home financing and refinancing options include 15- and 30-year fixed rate and adjustable rate mortgage loans including jumbo loans. Count on Velocity to help you get the home you want.


Home Energy Savings Loans by Austin Energy

We’re the exclusive lender for Austin Energy's Home Energy Savings program for energy-saving home improvements with an exceptionally low APR.


Vehicle Loans

Let us finance your new or used car or light truck. We finance used cars and trucks up to 10 years old and new cars can often be funded with little or no down payment. We refinance, too! Velocity does not offer private party purchases for titled collateral loans or lease buyout transactions.

Other Loans

Other Loans

We offer loans for items such as motorcycles, boats, travel trailers, furniture, computers, and appliances. Avoid the high interest rates charged by retail stores.


Share-Secured Loans

Our share-secured installment loans (minimum of $500) can be used for any purpose and are a good first step in establishing or rebuilding credit. Please call us at 512.469.7060 or visit a branch to apply.


Velocity Credit Card

We issue Platinum Mastercards — regular or with reward points that can be combined with your Velocity debit rewards program points and those of all household Velocity members.