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Velocity Loans

Whether it’s something you need or something you want, we offer loans for just about anything.

How can we help you?

While we provide loans for traditional purposes such as buying a car or remodeling your home, we offer loans for many of life’s little surprises with low, fixed rates, and convenient payment options.


Home Equity & Improvement Loans

You’ve got equity in your home — put it to use! It’s easy to apply, and we offer low closing costs* and great rates, whether you need to pay for school or remodel that kitchen.


Personal Loans

Need to consolidate your debt, pay for summer camp, or tackle those mounting medical bills? Velocity personal loans can be used for just about anything!


Mortgage Loans

Our home financing and refinancing options include 15- and 30-year fixed rate and adjustable rate mortgage loans. Count on Velocity to help you get the home you want.


Energy Star® Loans by Austin Energy

We’re the exclusive lender for Austin Energy's Home Performance with ENERGY STAR® program for energy-saving home improvements with an exceptionally low APR.


Vehicle Loans

Let us finance your new or used car or light truck. We finance used cars and trucks up to 10 years old and new cars can often be funded with little or no down payment. We refinance, too!


Share-Secured Loans

Our share-secured installment loans (minimum of $500) can be used for any purpose and are a good first step in establishing or rebuilding credit.


Velocity Credit Card

We issue Platinum Mastercards — regular or with reward points that can be combined with your Velocity debit rewards program points and those of all household Velocity members.