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Velocity Loans

Whether it’s something you need or something you want, we offer loans for just about anything.

How can we help you?

While we provide loans for traditional purposes such as buying a car or remodeling your home, we also offer loans for many of life’s little surprises with low, fixed rates and convenient payment options.

Loans

Home Equity & Improvement Loans

You’ve got equity in your home — put it to use! It’s easy to apply, and we offer low closing costs* and great rates whether you need to pay for school or remodel that kitchen.

Home Lending

Home Loans

Our home financing and refinancing options include 10, 15, 20 and 30-year fixed rate mortgage loans including jumbo loans. Count on Velocity to help you get the home you want.

Loans

Personal Loans and Personal Lines of Credit

Need to consolidate your debt, pay for summer camp or vacation, tackle those mounting medical bills, or upgrade your home to solar? Velocity personal loans and personal lines of credit can be used for just about anything!

Loans

Home Energy Savings Loans by Austin Energy

We’re the exclusive lender for Austin Energy's Home Energy Savings program for energy-saving home improvements with an exceptionally low APR.

Loans

Vehicle Loans

Let us finance your new or used car or light truck. We finance used cars and trucks up to 10 years old and new cars can often be financed with little or no down payment. We refinance, too! Velocity does not offer private party purchases for titled collateral loans or lease buyout transactions.

Other Loans

Other Loans

We offer loans for items such as motorcycles, boats, motor homes, campers, and travel trailers.

Loans

Share-Secured Loans

Our share-secured installment loans (minimum of $500) can be used for any purpose and are a good first step in establishing or rebuilding credit. Please call us at 512.469.7060 or visit a branch to apply.

Loans

Velocity Credit Card

Our Platinum Mastercard or Platinum Rewards Mastercard offers 0% for the 12-month introductory period for new cardholders only (maybe use an * for the new cardholders only).