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Credit Cards

0% APR for 12 months, then rates as low as 7.50% APR*

0% APR

Low APR

0% intro rate

0% intro rate

for an entire year

No fees

No Annual Fee

Meet the Velocity Mastercard™ Credit Cards

Velocity credit cards

No matter what kind of credit you’re looking for, Velocity has a card to meet your needs.

If you want a traditional card with a rate as low as 7.50% APR* (0% APR for the first 12 months*), no annual fee, low balance transfer fees, and more, check out our Velocity Platinum Mastercard™ credit card.

Our Velocity Platinum Rewards credit card delivers all the same perks as our standard Platinum card, plus it includes CURewards, which earns you points with every purchase. Those points can be redeemed for dining, merchandise, travel, gift cards — even cash deposited straight to your Velocity accounts. Did we mention there’s no annual fee? Consider that your first reward.

priceless surprises
And if you’ve had difficulty qualifying for a traditional credit card, our Velocity Classic Secured Mastercard™ credit card can help. It works just like a credit card because it is a credit card. The difference is that your purchases are guaranteed by funds set aside from your Velocity savings account. A secured card can be a quick way to rebuild credit and set yourself squarely on the road to financial improvement.

Take a deeper dive into the features our credit cards offer and apply today!

Velocity Platinum Mastercard™ credit card

  • 0% intro rate for 12 months*
  • Post-introductory rate of 7.50% to 18.00% APR*
  • No annual fee
  • Low balance transfer fees
  • Secure contactless payment technology

Apply Now

Velocity platinum credit card

Velocity Platinum Mastercard™ Rewards credit card

  • 0% intro rate for 12 months*
  • Post-introductory rate of 11.50% to 18.00% APR*
  • All the other great benefits of our regular Platinum Mastercard™, including no annual fee.
  • Earn 1.5 points for every $1 purchase (cash advances and balance transfers do not earn rewards points) with our free CURewards program.
  • Track and redeem those points online for great perks including dining, merchandise, gift cards (from Amazon®, Best Buy®, Applebee’s®, Target®, Shell®, Bass Pro Shops®, Home Depot®, Disney®, and dozens of other merchants), travel rewards — even CASH with our Points-to-Cash option.
  • Redemptions begin at under 1,000 points.
  • Learn more about our rewards program here.

Apply Now

Velocity rewards credit card

Velocity Classic Secured Mastercard™ credit card

A credit card can be a quick way to build good credit, but you often can’t get a credit card without good credit. If you’ve had trouble qualifying for a traditional credit card, we’re here to help. Our share-secured card gives you all the perks of our regular credit card while helping you rebuild your credit.

  • 14.99% APR for purchases and balance transfers
  • 16.99% for cash advances
  • Backed by funds set aside from your Velocity savings account
  • Low $20 annual fee

Apply Now

Velocity secured credit card

Platinum

Velocity Platinum Mastercard™ credit card

  • 0% intro rate for 12 months*
  • Post-introductory rate of 7.50% to 18.00% APR*
  • No annual fee
  • Low balance transfer fees
  • Secure contactless payment technology

Apply Now

Velocity platinum credit card

Rewards

Velocity Platinum Mastercard™ Rewards credit card

  • 0% intro rate for 12 months*
  • Post-introductory rate of 11.50% to 18.00% APR*
  • All the other great benefits of our regular Platinum Mastercard™, including no annual fee.
  • Earn 1.5 points for every $1 purchase (cash advances and balance transfers do not earn rewards points) with our free CURewards program.
  • Track and redeem those points online for great perks including dining, merchandise, gift cards (from Amazon®, Best Buy®, Applebee’s®, Target®, Shell®, Bass Pro Shops®, Home Depot®, Disney®, and dozens of other merchants), travel rewards — even CASH with our Points-to-Cash option.
  • Redemptions begin at under 1,000 points.
  • Learn more about our rewards program here.

Apply Now

Velocity rewards credit card

Secured

Velocity Classic Secured Mastercard™ credit card

A credit card can be a quick way to build good credit, but you often can’t get a credit card without good credit. If you’ve had trouble qualifying for a traditional credit card, we’re here to help. Our share-secured card gives you all the perks of our regular credit card while helping you rebuild your credit.

  • 14.99% APR for purchases and balance transfers
  • 16.99% for cash advances
  • Backed by funds set aside from your Velocity savings account
  • Low $20 annual fee

Apply Now

Velocity secured credit card

Velocity CardLock

Velocity CardLockEnjoy easy, on-the-go management of your Velocity cards. This app offers a convenient way to:

  • View recent and pending transactions with account details.
  • Report your card lost or stolen.
  • Set alerts, controls, travel notifications, and more.
More Details

Enhanced ID Theft Protection with Credit Alerts

The Velocity Mastercard™ comes with complimentary white-glove identity theft protection services to help detect and resolve identity theft events 24/7. Cardholders also get access to one-bureau credit monitoring as well as protection against knowledge-based takeover events.

More Details

Credit Card Terms and Disclosure (Effective April 3, 2022) English | Espanol

DISCLAIMER:
*Rates effective: April 3, 2022 – Intro rate for first twelve months, not available on savings-secured cards. After intro period, APR for Velocity Mastercard Platinum will range from 7.50% to 18.00% APR based on credit score and the Prime Rate; APR for Velocity Mastercard Platinum Rewards will range from 11.50% to 18.00% based on credit score and the Prime Rate.