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Credit Cards

0% APR


0% intro rate

0% intro rate

for an entire year

No fees

No Annual Fee

Are you a current Velocity credit cardholder who received a new Velocity Mastercard Platinum credit card in the mail? Click below for information on how to activate and begin using it.

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Already have the Velocity Mastercard credit card?

We are upgrading your credit card account access. Please check back in a few days.  Beginning Monday, April 27, you can make fast, easy payments through online banking to your new “Credit Card Payments” account. Payment will post within 1 to 2 business days to your card.

The New Velocity Platinum Mastercard Credit Card

Credit Cards
The Velocity Mastercard credit card just got a whole lot better! Apply now to enjoy these exciting perks:

  • 0% intro rate for 12 months
  • No annual fee
  • Low balance transfer fees
  • Secure contactless payment technology
  • Optional CURewards program, with a new points-to-cash option

As we enhance our credit card program, new credit cards might be delayed while current cards are being replaced. Plastic for new accounts should arrive in late April to early May. We appreciate your patience.

Apply Now

Enhanced ID Theft Protection with Credit Alerts

The Velocity Mastercard comes with complimentary white-glove identity theft protection services to help detect and resolve identity theft events 24/7. Cardholders also get access to one-bureau credit monitoring as well as protection against knowledge-based takeover events.

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Velocity share-secured Mastercard credit card for second chances

If you’ve had trouble qualifying for a traditional credit card, we’re here to help. Our share-secured card gives you all the perks of our regular credit card while helping you rebuild your credit.

Apply Now

Platinum Rewards Credit CardGot a Velocity Mastercard Rewards credit card?

By mid-May, when you receive your new Mastercard Rewards credit card and we switch those cards over to our new Rewards program, CURewards, you’ll be able to combine the points earned from all of your household’s Velocity Rewards cards (credit AND debit) and put them toward merchandise, dining, travel — all kinds of great perks.

Browse CURewards

Credit Card Terms and Disclosure (Effective March 17, 2020)

*Intro rate for first twelve months, not available on savings-secured cards. After intro period, APR for Velocity Mastercard Platinum will range from 8.25% to 18.00% APR based on credit score and the Prime Rate; APR for Velocity Mastercard Platinum Rewards will range from 12.25% to 18.00% based on credit score and the Prime Rate.