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Credit Cards

0% APR for 12 months, then rates as low as 11.50% APR*.

Low APR
Low APR

0% intro rate
0% intro rate
for an entire year

no annual fee
No Annual Fee

Meet the Velocity Mastercard™ Credit Cards

No matter what kind of credit you’re looking for, Velocity has a card to meet your needs — Platinum Rewards and traditional Platinum Mastercards™ with low, variable rates, no annual or balance transfer fees for the first 12 months*, and secure, contactless technology.

Our Rewards card earns you points with every purchase. Those points can be redeemed for dining, merchandise, travel, gift cards — even cash deposited straight to your Velocity accounts. No annual fee? That’s your first reward!

We even offer a Secured Mastercard™ for credit rebuilding and second chances.

Take a deeper dive into the features our credit cards offer and apply today!

Rewards

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Mastercard™
Platinum Rewards

Earn points toward rewards every time you make a purchase.


  • 0% intro rate for 12 months*
  • Earn 1.5 points for every $1 purchase+ with our free CURewards program
  • Redeem points online for CASH, dining, merchandise, gift cards (including Amazon®, Target® and dozens more), and travel rewards
  • Redemptions begin at under 1,000 points
  • All the other great benefits of our regular Platinum Mastercard™, including no annual fee
  • Post-introductory rate of 15.50% to 18.00% APR*

CU Rewards
Learn more about our rewards program here.

Cash advances and balance transfers do not earn Rewards points

Platinum

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Mastercard™
Platinum

No annual fee, and 0% APR intro rate* on purchases and balance transfers for 12 mos.


  • 0% intro rate for 12 months*
  • No annual fee
  • No balance transfer fees for the first 12 months*
  • Secure, contactless payment technology
  • Post-introductory rate of 11.50% to 18.00% APR*

Secured

Apply Now

Mastercard™
Secured

Our secured credit card is great for establishing or rebuilding credit.


  • 14.99% APR for purchases and balance transfers
  • 16.99% for cash advances
  • Backed by funds set aside from your Velocity savings account
  • Low $20 annual fee

Velocity CardLock

Velocity CardLockEnjoy easy, on-the-go management of your Velocity cards. This app offers a convenient way to:

  • View recent and pending transactions with account details.
  • Report your card lost or stolen.
  • Set alerts, controls, travel notifications, and more.
More Details

Enhanced ID Theft Protection with Credit Alerts

The Velocity Mastercard™ comes with complimentary white-glove identity theft protection services to help detect and resolve identity theft events 24/7. Cardholders also get access to one-bureau credit monitoring as well as protection against knowledge-based takeover events.

More Details
Important Credit Card Disclosures: English | Espanol
*DISCLAIMERRates effective: January 3, 2023 — Intro rate for first twelve months, not available on savings-secured cards. After intro period, APR for Velocity Mastercard Platinum will range from 11.50% to 18.00% APR based on credit score and the Prime Rate; APR for Velocity Mastercard Platinum Rewards will range from 15.50% to 18.00% based on credit score and the Prime Rate.