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Personal Savings

Individual Retirement Accounts (IRA)

Planning for retirement starts with an IRA tailored to your goals. With no administrative fees and flexible options—including Traditional, Roth, and SEP IRAs*—Velocity Credit Union makes it easy to build your future with confidence. We recommend consulting a tax advisor to help determine the option that’s right for you.

IRA Savings Accounts

  • No minimum balance
  • No monthly fees
  • Dividends paid quarterly
  • Convenient transaction processing through the member portal

IRA Certificates

  • Minimum opening deposit $1,000
  • Certificate terms from 1 – 5 years
  • Dividends paid quarterly
  • Check Rates

IRA Member Portal

Our online portal provides you with direct access to your IRA account(s) allowing you to:

  • Perform select IRA transactions
  • Update IRA Beneficiaries
  • View and download or print IRA Tax Forms

Log into IRA Member Portal

Already have an IRA with Velocity?

You can access our IRA Member Portal here.

Simply:

Step 1: Enter your email address and click Continue
Step 2: A Verification is sent to your email, enter the code and click Continue

If you receive an error message, please contact us at 512.469.7000.

Opening a Velocity IRA for the first time or have questions?

Let us help you get started!

Simply:

Step 1: Call us at 512.469.7000
Step 2: Be sure to have the best email address, phone number, address, and an active membership savings account to get started.

*SEP IRAs (for self-employed individuals and small business owners).