Home Equity & Improvement Loans
You’ve got equity in your home — put it to use! It’s easy to apply, and we offer low closing costs* and great rates, whether you need to pay for school or remodel that kitchen.
Need to consolidate your debt, pay for summer camp, or tackle those mounting medical bills? Velocity personal loans can be used for just about anything!
Our home financing and refinancing options include 15- and 30-year fixed rate and adjustable rate mortgage loans. Count on Velocity to help you get the home you want.
Energy Star® Loans by Austin Energy
We’re the exclusive lender for Austin Energy's Home Performance with ENERGY STAR® program for energy-saving home improvements with an exceptionally low APR.
Let us finance your new or used car or light truck. We finance used cars and trucks up to 10 years old and new cars can often be funded with little or no down payment.
We offer loans for items such as motorcycles, boats, travel trailers, furniture, computers, and appliances. Avoid the high interest rates charged by retail stores.
Our share-secured installment loans (minimum of $500) can be used for any purpose and are a good first step in establishing or rebuilding credit.
Velocity Credit Card
We issue Platinum Mastercards — regular or with reward points that can be combined with your Velocity debit rewards program points and those of all household Velocity members.