Back To Top Skip to Content

Home Equity & Improvement Loans

Get money for or from your house at rates as low as 3.00% APR.*

Home Equity Loans as low as 3.00% APR*!

Over the years, you’ve built equity into your home by paying down your mortgage while its value has increased. Put that hidden cash to use with a Velocity Home Equity Loan. Use the funds for almost anything — education expenses, bill consolidation, major appliance purchases, etc. Interest paid on a home equity loan is often tax deductible (please consult your tax expert). Get fast approval, up to $500 off closing costs, and rates as low as 3.00% APR*.

Texas Home Improvement Loans

We offer loans from $20,000 to $150,000 designed to finance large or small home improvement projects with fast processing and rates as low as 5.50% APR*. Whether you plan to remodel, add a pool, install siding, purchase new windows, or build a new room, deck or patio, we’ll help you improve your home while saving you money.

If you’ve got questions, email our experts at [email protected] or call us at 512.469.7177. Our real estate department is available M-F 9a-5p.



Nationwide Mortgage Licensing System & Registry – Member Notice

In accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, Velocity Credit Union’s Nationwide Mortgage Licensing System Identification Number is NMLS ID: 657886.
Velocity Credit Union is in partnership with SWBC to provide mortgage services to credit union members. SWBC Nationwide Mortgage Licensing System Identification Number is 9741.
Individual Mortgage Loan Officer Identification Numbers may be obtained at the following website:

*Rates listed on this page are effective January 1, 2022. Velocity offers a lender credit of up to $500 to apply toward closing costs on loans up to $150,000. Your annual percentage rate (APR) will be based on your individual credit rating score obtained from a credit reporting agency. Your interest rate, term and payment will be determined when we process your loan application. Rates and terms are subject to change without notice.