Smarter checking with more value, benefits, and flexibility
Choose from two options: Free Checking or Rewards Checking with extra perks—and you may qualify for Rewards at no cost.
Cheque Recompensa
Velocity’s Rewards Checking is ideal for members who maintain higher balances and seek added value through interest earnings and exclusive perks. By meeting simple activity requirements, you can enjoy a dividend-paying account with no monthly fee.
Key Features:
- Free Rewards Debit Card with Round Up feature
- Free ID Theft Protection and Credit Report Monitoring
- Depósito directo gratuito (cobre dos días antes)
- Free Online & Mobile Banking, eStatements, and eAlerts
- Overdraft protection with linked accounts
- Avoid $4.95 monthly fee with:
- $2,000+ combined monthly debit/credit card spend
- eStatement enrollment
- $1,500+ in electronic deposits
Lifestyle Benefits 1
- Protección del teléfono móvil2
- Servicios de asistencia en carretera2
- Recompensas por compras2
- Descuentos en viajes y ocio
- Servicios de telesalud3
About Member Benefits1
Beneficios financieros
- Programa de recompensas para tarjetas de débito y crédito
- Cajeros automáticos Velocity gratuitos y acceso gratuito a cajeros automáticos en más de 400 cooperativas de crédito de la Alianza del área de Austin
- Herramientas de puntuación de crédito
- Bienestar financiero 3601
Prestaciones de seguridad
- Supervisión del crédito*.
- Protección frente al robo de identidad*.
- Control del fraude de identidad y reembolso
Cuenta corriente gratuita
Velocity’s Free Checking offers a straightforward, fee-free account packed with essential features, making it perfect for everyday banking needs without the worry of monthly charges.
Key Features:
- No monthly service fees or minimum balance requirements
- Tarjeta de débito gratuita
- Free ID Theft Protection and Credit Report Monitoring
- Depósito directo gratuito (cobre dos días antes)
- Free Online & Mobile Banking, eStatements, and eAlerts
- Overdraft protection with linked accounts
Two Checking Accounts. One Perfect Match for You.
From fee-free simplicity to reward-packed perks, Velocity offers checking options for every style. Compare below to find your perfect fit.
| Cheque Recompensa | Cuenta corriente gratuita | |
|---|---|---|
| Nuestra cuenta corriente que paga dividendos (intereses) para los socios que mantienen un saldo medio más elevado y que buscan más rentabilidad, más recompensas y más ventajas. | Nuestra cuenta corriente sin comisiones con muchas ventajas y funciones gratuitas. | |
| Afiliación | La afiliación cuesta sólo 5,00 $ y se los abonaremos en su nueva cuenta de ahorro. | La afiliación cuesta sólo 5,00 $ y se los abonaremos en su nueva cuenta de ahorro. |
| Saldo mínimo para abrir una cuenta | $25 | $10 |
| Saldo mínimo para renunciar a la comisión mensual y de servicio | Evite fácilmente el cargo mensual de $4.95 con $2,000 en gastos combinados de Tarjeta de Débito o Tarjeta de Crédito Rewards, inscripción en eStatement y depósitos electrónicos de $1,500 o más. | $0 |
| Daily ATM Cash Limit | $1,000 | $1,000 |
| Límite diario de la tarjeta de débito | $5,000 | $5,000 |
| Ventajas adicionales | Lifestyle, Financial and Security Benefits |
Big perks in every account.
No matter which Velocity checking account you choose, you’ll get all the good stuff like built-in perks, helpful tools, and easy access to your money, anytime, anywhere.
* ID Theft Protection and Credit Report Monitoring available through Mastercard.
** A $5.00 service charge is assessed for each transfer.
*** See Agreements & Disclosure or Fee Schedule for more information on Rewards Debit Card Round Up.
Get a Fresh Start with Access Checking
If you’ve had trouble getting or keeping a checking account, Velocity’s Access Checking gives you a fresh start. With just a $10 opening fee and a $15 monthly service fee, you’ll receive a checking account with checks or a debit card.
Stay in good standing for one year—no negative balances, overdrafts, or new charge-offs—and you may be eligible to move to a traditional checking account.
Ask your banker for details and start rebuilding today.
Found Your Match? Open Your Account Today.
Explore Debit Card Features
Two great debit card options come with your new checking account
About Member Benefits1
Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. ²Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. 3Available for the account holder and their spouse/domestic partner and up to six (6) dependent children aged 2 and older. This is not insurance.