These are unique times. If you need a loan, you’re not alone.
We’re here to help you with Velocity Personal Loans or a Line of Credit. They can be used for just about anything! Unlike many credit card programs, our personal loans have a fixed rate and set terms, and you’ll pay them off in five years or less. We’re pleased to offer the peace of mind that kind of certainty provides. A line of credit can be there for whenever you need it.
Members use these loans to help with unexpected medical bills, debt consolidation, pet care, auto repairs … the list really is endless. If you have a need – whatever the need — for an extra $500-$40,000, Velocity can help (the type is flexible depending upon type of loan, your personal situation and credit qualifications). Whether you’d prefer a home equity loan, an unsecured personal loan or line of credit, we’re here for you.
- Personal Loan rates start as low as 6.49%* with a minimum $500 and maximum $40,000
- Line of Credit rate is as low as 9.99% with a minimum $500 and maximum $20,000.
|LOAN TYPE||AMOUNT FINANCED||LOAN TERM||APR AS LOW AS||PAYMENT|
|Personal Loan||Up to $40,000||Up to 60 months||6.49%†||$19.56/$1,000|
|Line of Credit||Up to $20,000||n/a||9.99%||3% of balance, no less than $25|
†Our lowest APR includes a Member Rewards discount of 0.50%.