2. Close the accounts that you know or believe have been tampered with or opened fraudulently.
Use an identity theft affidavit when disputing new unauthorized accounts.
3. File a police report.
Get a copy of the report to submit to your creditors and others that may require proof of the crime.
4. File your complaint with the Federal Trade Commission (FTC).
The FTC maintains a database of identity theft cases used by law enforcement agencies for investigations. Filing a complaint also helps them learn more about identity theft and the problems victims are having so they can better assist you.
Got a Velocity Mastercard? Enroll in our free Mastercard ID Theft Protection.
The Velocity Mastercard comes with complimentary white-glove identity theft protection services to help detect and resolve identity theft events 24/7. Cardholders also get access to one-bureau credit monitoring as well as protection against knowledge-based takeover events.