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Mortgage Loans

All your home financial needs … under one roof


Home is where the heart is. Your loan is where our part is.

As a personalized, local banking alternative, Velocity Credit Union has served your friends and neighbors since 1947. Austin is our home — and we can take care of your home’s financial needs … all under one roof! Ready to apply? Click the button for your chosen loan below. Have questions? Read on or contact one of our professionals.

Home Purchase

You’re ready to buy your dream home — let us help you finance it! With personalized service, great low rates, and low closing costs, our fixed-rate, conventional mortgage loans are anything but conventional. And we offer jumbo loans, too. Financing available for Primary or Secondary residences only.


Looking to lower your current mortgage payment? We offer a wide variety of mortgage loan programs for those who want to refinance. Visit and use our free mortgage calculator to learn how much you could save. Financing available for Primary or Secondary residences only.

Home Lending Calculators


Samantha Rodriguez

Samantha Rodriguez
I am a native Austinite, born and raised, and have been in the mortgage and finance industry for five years. Throughout my mortgage career, I have held several integral roles. This experience has helped me learn each step of the mortgage process in greater detail.

When I’m not working, I love snowboarding, the beach, playing volleyball, traveling, trying new restaurants, finding a great mocktail, and spending time with my family.

I am always willing to go the extra mile to provide borrowers with the best service and experience possible. I consider it an honor to help families fulfill their dream of owning a home.

NMLS: #1822377
Phone: 737.237.1569
Email: [email protected]


*Rates are subject to change based on latest market conditions. Rate examples are based on $400,000 (LTV: 80% and FICO: 740+).