Home is where the heart is. Your loan is where our part is.
As a personalized, local banking alternative, Velocity Credit Union has served your friends and neighbors since 1947. Austin is our home — and we can take care of your home’s financial needs … all under one roof! Ready to apply? Click the button for your chosen loan below. Have questions? Read on or contact one of our professionals.
Home Purchase
You’re ready to buy your dream home — let us help you finance it! With personalized service, great low rates, and low closing costs, our fixed-rate, conventional mortgage loans are anything but conventional. And we offer jumbo loans, too. Financing available for primary, second homes, and investment properties.
Refinance
Looking to lower your current mortgage payment? We offer a wide variety of mortgage loan programs for those who want to refinance. Use our free mortgage calculator to learn how much you could save. Financing available for primary, second homes, and investment properties.
Home Equity Loans
While you’ve been paying down your mortgage, your home’s value has almost certainly increased. Put that hidden cash to use with a Velocity Home Equity Loan. Use the funds for almost anything — education expenses, bill consolidation, major appliance purchases, etc. Interest paid on a home equity loan is often tax deductible (please consult your tax expert). Get fast approval and low rates.
Home Improvement Loans
Home improvement loans can help you finance repairs, renovations, and additions to your home — including pools! Low rates and extended terms allow you to choose the option that best fits your financial needs. We offer loans from $20,000 to $200,000 designed to finance large or small home improvement projects with fast processing. Whether you plan to remodel, install siding, purchase new windows, or build a new room, deck, or patio, we’ll help you improve your home while saving you money.
Home Lending Calculators
MORTGAGE LOAN ORIGINATOR
Pamela Mills
As a dedicated Mortgage Loan Originator, Pamela is passionate about helping individuals and families achieve their dream of homeownership. With a strong background in finance and a commitment to exceptional service, she guides her clients through every step of the mortgage process with clarity and care.
Whether working with first-time homebuyers, seasoned investors, or those refinancing, Pamela takes pride in offering personalized solutions and expert advice tailored to each client’s unique needs. Her goal is to make the loan process smooth, transparent, and stress-free.
Known for her integrity, responsiveness, and attention to detail, Pamela builds lasting relationships based on trust and results. She is proud to serve her community and is always ready to help her clients make confident, informed decisions about one of life’s biggest investments.
NMLS: 1517922
Phone: 737.237.1547
Email: [email protected]