Congratulations! You have opened a Velocity Savings Account and are now officially a member. But that’s just the beginning. Did you know your Velocity Credit Union membership comes with a wealth of standard and optional services to help you make the most of your money? Supercharge your Velocity membership with these next steps:
Not a member? Open an account here.
Get a Velocity Checking Account
Whether Totally Free® or interest-bearing, your account includes free online banking, mobile banking, mobile check deposit, and bill pay. It comes with a free debit card (standard or Rewards***) and the free Velocity CardLock app to manage it.
Set Up Direct Deposit
Choose direct deposit of your paycheck and we’ll credit funds to your account as soon as we receive them from your employer — get paid up to two days early! Just fill out this form and take it to your employer.
Enroll in Online Banking
Our free, online banking comes with many extra features to help you easily manage your finances, including online loan pay — make one-time or schedule recurring payments on your Velocity loans from your accounts at Velocity or other financial institutions.
Opt for our Free eServices
Save a tree with eStatements! Check your statements securely, online. Use eAlerts to set reminders for loan payments, balance alerts, direct deposits, cleared checks, etc. Only receive the notices you ask for. Sign up in Online Banking.
Get a Velocity Credit Card
Looking for credit? Velocity’s got a card for you — Platinum Rewards and traditional Platinum Mastercards® with low, variable rates, no annual or balance transfer fees for the first 12 months**, and contactless technology. Plus, a Secured Mastercard® for credit rebuilding.
Explore Youth Club & Greenlight®
Our Youth Club helps children ages 17 and younger learn smart (and fun!) money habits with a Velocity Youth Savings Account, newsletter, and saving challenges. We also offer checking accounts with debit cards (ages 12-17) and complimentary access to Greenlight, the debit card/money app that teaches kids how to manage money with parental oversight.
Download our Free Apps
The Velocity mobile app provides 24/7 access to your account. Get balance updates, transfer money, pay bills, and more — all from your smartphone. Manage your Velocity cards with the Velocity CardLock app. View transaction details, report cards lost or stolen, set alerts and travel notifications, and more.
Apply for a Loan
While we provide loans for traditional needs such as vehicle purchase and home remodeling, we also offer loans for many of life’s little surprises with low, fixed rates and convenient payment options. And our mortgages, refinances, and jumbo loans can help make your home purchase dream come true.
Set Up Certificates and IRA
Velocity’s Share Certificates pay impressive dividends. With maturity terms from 91 days to 5 years, Share Certificates are available at deposit levels as low as $1,000. We also offer traditional, SEP, and Roth Individual Retirement Account (IRA) plans. Each offers high dividend rates, low risk, and long-term security.
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And even more....
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Invest in Your FutureSchedule a free investment and financial planning consultation with our financial advisor Kent Johnson through CUSO Financial Services, L.P. (CFS*), our broker-dealer. Kent is an approachable, knowledgeable, licensed professional, trained to objectively analyze your investment needs.
Open a Business AccountYour business needs a checking account. Just stop by any branch and an associate will help you set up a Classic or Choice Business Account. We have a Business Rewards Mastercard®, too, and offer merchant card services via Clover. And you’ll find fewer or lower fees than you’ll get from banks.
Start Racking Up Card RewardsEarn points with every Velocity credit and debit card purchase. Redeem them for dining, merchandise, travel, gift cards — even cash deposited straight to your Velocity accounts. No annual fee for rewards on our credit cards? That’s your first reward!***
*Some eligibility criteria will apply.
**Intro rate for first twelve months, not available on savings-secured cards. After intro period, APR for Velocity Mastercard Platinum will vary based on credit score and the Prime Rate. See link for details.
***Rewards are free with Velocity Credit Cards. Debit card rewards incur a low $20 annual fee.