Home Equity & Improvement Loans

Home Equity Loans - Rates as low as 3.99% APR with member rewards.

Texas Home Equity Loans

Home equity loans can be used for almost anything -- education expenses, bill consolidation, major appliances, etc. Interest paid on a home equity loan is often tax deductible (consult your tax expert, please). Velocity specializes in fast approval and closing of home equity loans, and we offer low (or no) closing costs* on most loans.

Texas Home Improvement Loans

We offer loans designed to finance large or small home improvement projects -- from $5,000 to $150,000. Many of our loans offer quick processing with no closing costs to the borrower. Whether you plan to remodel, add a pool, install siding, purchase new windows, or build a new room, deck or patio, we'll help you improve your home while saving you money.


Contact our experts.


Real Estate dept. hours
M-F 9AM - 5PM


Nationwide Mortgage Licensing System & Registry - Member Notice

In accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008, Velocity Credit Union’s Nationwide Mortgage Licensing System Identification Number is NMLS ID: 657886.
Velocity Credit Union is in partnership with SWBC to provide mortgage services to credit union members. SWBC Nationwide Mortgage Licensing System Identification Number is 9741.
Individual Mortgage Loan Officer Identification Numbers may be obtained at the following website: http://www.nmlsconsumeraccess.org/

*Velocity pays up to $500 of your closing costs.

Equal Hosing Lender

Follow Us on Twitter

Read More

Email News & Updates

News and Updates