How do I join?

It's easy. You're eligible to be a member if you live anywhere in the five-county area. You can join in person or online. Start by opening a share account, which is a regular savings account. Deposit and maintain a $5 balance, which will keep your membership active, and then you may open other accounts or apply for a loan.

It only takes about 10 minutes to open your account online, so get started today. 

Open An Account Now

Or, if you'd like come by one of our convenient branches in the Austin area or call us at 512.469.7000. We're ready and happy to begin helping you improve your financial life today.

Established in 1947, Velocity is one of Austin's most trusted financial institutions.

Velocity has built a loyal following of over 80,000 members throughout the area, with a history of offering some of the best loan and interest rates in the country.

It's not for our profit, but for yours.

Velocity Credit Union is a not-for-profit organization. Any profits we make go right back to our members in the form of lower fees and better interest rates. In fact, we don't charge fees for many of the services that banks typically do.

Enjoy full-service banking.

Velocity is like a bank, only better. Velocity offers all the services that you will find at any bank, with the exception of hidden fees and charges. Whether you need to open a checking account, get a loan, or sit down with a financial planner to discuss your specific goals, Velocity has the team to take care of all your financial needs.

And your money is secure at Velocity Credit Union. The National Credit Union Administration (NCUA) insures member accounts up to $250,000.

You can find Velocity Credit Union throughout the Austin area and you can bank online from virtually anywhere.

Changing Your Account

Make the Switch. We know switching accounts isn't easy. That's why we developed the Velocity Switch Kit. It includes all the forms you need to close your old accounts, transfer direct deposits, and set up automatic payments. Give us a call or come on by. You'll discover why Austin banks with Velocity.

Ready to Join? Open an Account!