Velocity Mastercard Credit Cards

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The Velocity Credit Card.You'll love our credit card! Zero transfer fee. Zero annual fee. 0% APR intro rate* Apply Here.
(Disclaimer: *Intro rate for first six months, not available on savings-secured cards. After intro period, fixed APR will range from 11.99% to 17.49% APR based on credit score.)


with fixed
interest rates

Intro rate

Intro rate
with 0% APR for the
first 6 months

No fees

No fees
no balance fees
no annual fees

Already have the Velocity Mastercard credit card?
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We are a credit card issuer of Platinum Mastercards, regular or with ScoreCard® rewards program. These reward points can be combined with your Velocity debit rewards program points. 

Velocity Credit Union has the best credit cards - they come with low, fixed rates and are accepted everywhere Mastercard is accepted.

Apply Now! 

Plus, unlike those big out-of-town banks, our credit union credit card comes with the personal, friendly service you’ve come to expect from us.

Check out the features of this credit card:

  • No annual fees
  • 0% APR intro rate* for first 6 months
  • No balance transfer fees
  • Fixed interest rates as low as 11.99% APR
  • Choose a regular or rewards card
  • No penalty APR
  • Credit card rewards program

With your Velocity Mastercard, you are eligible for:

  • Enhanced ID Theft Protection with Credit Alerts (at no additional charge)
    Complimentary white-glove identity theft protection services to help detect and resolve identity theft events 24/7. Cardholders also get access to one-bureau credit monitoring as well as protection against knowledge-based takeover events. Learn more here.

    Enroll Here

Velocity share-secured Mastercard credit card

And if you don't qualify for a traditional credit card, perhaps our share-secured card is right for you. Apply now online, or feel free to call or stop in a branch.

Apply Now!

Credit Card Terms and Disclosure

You (and your whole household!) can combine your points earned using your rewards debit card AND rewards credit card.

Earn rewards points for every retail purchase you make with your Velocity Rewards credit card. You can uses your points for the brand-name merchandise and all types of travel awards.

Browse Rewards

Browse Rewards 

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