Velocity Mastercard Credit Cards

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The Velocity Credit Card.You'll love our credit card! Zero transfer fee. Zero annual fee. 0% APR intro rate* Apply Here.
(Disclaimer: *Intro rate for first six months, not available on savings-secured cards. After intro period, fixed APR will range from 11.99% to 17.49% APR based on credit score.)


with fixed
interest rates

Intro rate

Intro rate
with 0% APR for the
first 6 months

No fees

No fees
no balance fees
no annual fees

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We are a credit card issuer of Platinum Mastercards, regular or with ScoreCard® rewards program. These reward points can be combined with your Velocity debit rewards program points. 

Velocity Credit Union has the best credit cards - they come with low, fixed rates and are accepted everywhere Mastercard is accepted.

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Plus, unlike those big out-of-town banks, our credit union credit card comes with the personal, friendly service you’ve come to expect from us.

Check out the features of this credit card:

  • No annual fees
  • 0% APR intro rate* for first 6 months
  • No balance transfer fees
  • Fixed interest rates as low as 11.99% APR
  • Choose a regular or rewards card
  • No penalty APR
  • Credit card rewards program

And, when you use your new Mastercard, you get:

  • Extended Warranty doubles the original manufacturer’s or store-brand warranty on eligible purchases for up to 12 months when you pay for eligible items with your Velocity Mastercard.
  • Price Protection reimburses you the price difference on eligible items should you find a lower price within 60 days from the date of purchase when you pay with your Velocity Mastercard.
  • Identity Theft Resolution Services help you with credit bureau notification and card replacement should you become the victim of identity theft, not just for your Velocity Mastercard but for all the cards in your wallet.

Velocity share-secured Mastercard credit card for second chances

And if you don't qualify for a traditional credit card, perhaps our share-secured card is right for you. Apply now online, or feel free to call or stop in a branch.

Apply Now!

Credit Card Terms and Disclosure

You (and your whole household!) can combine your points earned using your rewards debit card AND rewards credit card.

Earn rewards points for every retail purchases you make with you Velocity Rewards credit card. You can uses you points for the brand-name merchandise and all types of travel awards.

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