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Mortgage Loans

All your home financial needs … under one roof


Home is where the heart is. Your loan is where our part is.

As a personalized, local banking alternative, Velocity Credit Union has served your friends and neighbors since 1947. Austin is our home — and we can take care of your home’s financial needs … all under one roof! Ready to apply? Click the button for your chosen loan below. Have questions? Read on or contact one of our professionals.

Home Purchase

You’re ready to buy your dream home — let us help you finance it! With personalized service, great low rates, and low closing costs, our fixed-rate, conventional mortgage loans are anything but conventional. And we offer jumbo loans, too.


Looking to lower your current mortgage payment? We offer a wide variety of mortgage loan programs for those who want to refinance. Visit and use our free mortgage calculator to learn how much you could save.

Home Lending Calculators


Aaron Whitney

Aaron WhitneyMy career in finance began in 2000 and I have many years of experience originating and managing residential mortgages. I aim to provide information on every step of the process and answer every question quickly. As a top peer leader in the mortgage industry for nearly two decades, I’m well-informed on market loan programs, mortgage guidelines, and financial topics. This experience and expertise enable me to deliver responsiveness and results.

I’m originally from Tulsa, OK, and I enjoy cycling, hiking, tennis, and traveling when I’m not at work.

I consider mortgages more than transactions — they’re commitments to help my clients achieve their financial goals and the first step in a lifelong relationship. I look forward to helping you with the loan for your next home.

NMLS: #1070615
Phone: 737.237.1471
Cell: 512.284.2223
Email: [email protected]




*Rates are subject to change based on latest market conditions. Rate examples are based on $400,000 (LTV: 80% and FICO: 740+).