Don’t Let Your IRA Miss 4.00% Growth
Earn 4.00% APY* on a One-Year IRA CD. Only $1,000 minimum deposit to open.
*APY=Annual Percentage Yield. Valid January 15, 2026 through April 15, 2026. Membership Savings required. Elite Rewards do not apply for this promotional certificate and the certificate is non-renewable. All require a minimum opening deposit of $1,000.
If you are looking to save for the future, you’ve come to the right place.
Whether you have short-term or long-term goals, Velocity can help. We offer Share Certificate (Certificate of Deposit) for shorter-term saving (91 days to 5 years) and Individual Retirement Accounts to help you save for down the road.
Share Certificates (Certificate of Deposit)
Velocity’s Share Certificates (Certificate of Deposit) pay some of the highest dividends in the country. Select a maturity term anywhere from 91 days to 5 years. Share Certificates are available at minimum deposit levels as low as $1,000. You can also choose from “mini-jumbo” certificates beginning at $20,000, or from “jumbo certificates” beginning at $90,000. Ask a Velocity representative for complete details.
Service Fees: None
Dividends: Yes