Telehealth
24/7 licensed doctors for you and your whole family — zero copay, every time.
Cell Phone Protection
Up to $600 repair or replacement if your phone is lost, stolen, or damaged.
Roadside Assistance
24/7 towing, flat tires, battery jumps, and lockouts — whenever you need it.
Travel & Shopping Discounts
Exclusive savings on dining, hotels, entertainment, and shopping nationwide.
Mastercard ID ProtectionTM
Dark web monitoring, fraud alerts, and 24/7 resolution — built into your Velocity app.
Budgeting Tools
Track spending and set budgets to see exactly where your money goes.
Credit Toolkit
Free credit score, simulator, and tips to build and protect your credit.
Send Money with Zelle®
Instant free transfers to anyone — no extra app needed.
Buy Now, Pay Later
Split purchases into payments right inside Velocity.
Card Management
Lock your card, set spend limits, and get real-time alerts instantly.
Refer a Friend
Earn rewards for every friend you bring to Velocity.
Affiliations
Zelle® and Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
About our Products and Services
Qualifying Monthly Activity: $1,000+ electronic deposit, $1,000+ combined card spend, enrolled in eStatements.
Buy Now Pay Later: Funds are debited from your checking account in installments. Subject to eligibility, credit approval and terms.
Personal Loan and Auto Loans: Loans are subject to eligibility. 0.25% Loan discount applies to qualifying loans. Rate reduction may be rescinded without notice. Rates and terms are subject to change without notice. Subject to loan approval, terms and conditions.
Get Paid Early: Qualifying direct deposit. Early access depends on payer submission timing and is not guaranteed.
ID Theft Protection: Mastercard ID ProtectionTM by Generali Global Assistance. Round up feature available on debit cards; see Agreements & Disclosures for details.
Lifestyle Benefits: Benefit values are estimated market comparisons for illustrative purposes; actual value depends on individual usage. Benefits are provided by third-party providers and are subject to their terms and conditions. See Member Benefits for more details. Benefits require qualifying monthly activity. Some require registration. Telehealth covers the account holder, spouse/partner, and up to 6 dependents age 2+. Not insurance.
Monthly Service Fee: The $6 monthly service fee is waived with qualifying monthly activity. APY = Annual Percentage Yield. 2.25% APY is variable, applies to Rewards Checking balances up to $15,000 when qualifying monthly activity requirements are met. Balances over $15,000 earn 0.05% APY. The rates are subject to change after account opening. Refer to the current Deposit Rate sheet. Fees may reduce earnings on the account. Federally insured by NCUA.
Overdraft Protection: A $5.00 fee is charged per overdraft transfer. Overdraft Transfer Fee may be imposed on ACH transactions, check drafts, and debit card purchases where applicable. Velocity Credit Union does not guarantee payment of all overdrafts and may decline to pay an overdraft at any time without prior notice.
Refer A Friend: Referred member must open a new Velocity checking account and meet qualifying requirements, e.g., completes 10 debit and/or credit card purchases within 60 days (excluding ATM transactions), AND complete one (1) electronic deposit of $250 or more (ACH, Mobile Deposits, or Zelle Deposits). No minimum balance required to earn the reward. Reward paid within 2-3 weeks of referral qualification completion. Program limits apply; maximum 10 rewards or $500 in rewards per calendar year. See velocitycu.com/refer for full program terms.
Rewards Debit Card Round Up: See Agreements & Disclosures for more information on Rewards Debit Card Round Up.
Send Money with Zelle: Transfer times may vary; some transfers may take 1-3 business days. Recipient must have a Zelle-enabled account.
About Member Benefits
Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate.