Are You Retirement Ready?
Javier Ramos is a Wealth Advisor at Velocity Retirement & Investment Services. As a Velocity individual or business member, you can take advantage of professional investment and financial planning services with Javier through LPL, our broker-dealer. If you don’t have a financial plan, then it’s time to get one. Javier is an approachable, knowledgeable licensed professional, trained to objectively analyze your investment needs.
Since 2019, Javier has guided clients across the country through one of life’s most important transitions, helping them not just reach retirement, but confidently live it. Based in Austin since 2022, he specializes in turning years of disciplined saving into a retirement you’re actually empowered to enjoy.
Javier holds Series 7, 65, and 63 licenses through LPL Financial. He is committed to helping you turn today’s decisions into lasting financial confidence and a future you can truly look forward to.
What excites Javier most is the opportunity to serve the Austin community—to sit across from neighbors, watch financial confidence grow, and see the real impact that thoughtful planning can have on people’s lives right here at home.
Deciding what to do with your 401(k) plan assets can be complex. Your future is too important to risk making the wrong choice, so let us help. Our Financial professional^ can assist you in consolidating your retirement accounts and help you prepare with confidence while you:
- Develop a retirement plan
- Potentially save money on annual fees
- Allocate, diversify and re-balance
- Simplify required minimum distributions
- Consolidate statements
Schedule your no-obligation consultation with Financial Professional^ Javier Ramos, today!
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LPL Financial Form CRS
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Velocity Credit Union and Velocity Retirement & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Velocity Retirement & Investment Services, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Velocity Credit Union or Velocity Retirement & Investment Services. Securities and insurance offered through LPL or its affiliates are:
| NOT INSURED BY NCUA OR ANY OTHER GOVERNMENT AGENCY | NOT CREDIT UNION GUARANTEED | NOT CREDIT UNION DEPOSITS OR OBLIGATIONS | MAY LOSE VALUE |
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.