Lets Get You on the Road
Whether the car you want is new, used, or needs refinancing, we can help get you there.
0% for 12 Months on Purchases & Balance Transfer
Earn rewards & stay secure with a Velocity Mastercard Credit Card.
Low Rate Home Loans
Let us help you with your Home Purchase or Refinance.
Velocity Rates
*Effective: Sept. 18, 2025. Rates and terms subject to change.
News & Insights
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New Location on the Way Along With New Looks for Our Branches, Logo, and Website
Get details on our upcoming changes, our latest scholarship winners, volunteer opportunities with Family Eldercare, and scam prevention tips.
Be Ready for Anything With Flexible Funds at Your Fingertips
Have up to $20,000 always-available with a Personal Line of Credit; pay interest only on what you use.
Scams Are on the Rise
Fraudsters are getting more sophisticated – and relentless. Learn how to protect yourself against the latest attacks.
Make Your Checking Account Work Overtime
Unlock checking with rewards, early pay, fraud protection, and perks designed to stretch your money further.
All-in-One Banking on the Go
Velocity Credit Union makes managing your money easy with secure digital tools—accessible anytime, anywhere. Enjoy full-service banking from your phone or computer.
Simplify Managing Your Money
At Velocity, we make it easy and convenient to manage your money on-the-go:
- Simple: From depositing money, paying bills, and reviewing statements, our online banking platform is simple to use.
- Seamless: Sync across all your devices, including budgeting and accounting apps, for a convenient way to view all your banking information in one place.
- Secure: Enjoy the high level of safety you expect from your online banking thanks to advanced encryption and security measures.
Moving Your Money
Our online banking platform has multiple payment options:
- Transfers: If you have other accounts with us or accounts at other banks, our transfer services enable you to swiftly and safely move your funds online. Move your money in and out of accounts without going to the bank.
- Bill Pay: Pay your bills any time from any device with our online Bill Pay options. Schedule single or recurring payments and never be late on a payment again.
Skip the Trip to the Bank!
Deposit a check using our mobile app by just taking a picture anywhere, anytime.
Go Paperless
Thanks to our online statements, you no longer have to wait for paper statements or keep paperwork on file. Our eStatements allow 24/7 access to your recent activity across all your accounts.
View Your Full Financial Picture
Our financial tools have been seamlessly integrated into your online banking experience.
- Securely connect all your accounts including cash, credit, loans, and investments.
- View your income and expenses, build budgets, break down your spending and pay off debts faster.
- Get real-time access to your credit score with SavvyMoney®.
Make Shopping More Convenient
Our mobile wallet offers a simple and secure payment method for in-store and online items. Add your Velocity debit or credit card to your preferred mobile wallet and find all your payment options in one place.
Proudly Serving Greater Austin Since 1947
With neighborhood branches and mobile banking, financial freedom has never been closer.
Velocity gives you free checking, better rates, and fewer fees. We offer powerful online banking, personal and business accounts, and six branches across Greater Austin.