Take 3 Easy Steps To Keep Your Loan On Track
Step 1: Set up your loan payment today
The easiest way is free online banking — link any bank account, set up a recurring payment, and you’re done.
Step 2: Open a Checking Account – Earn $50
You’re already on your way. Open a Velocity checking account, make one electronic deposit of $250+ and complete 10 debit or credit card transactions within 60 days to earn a $50 Mastercard® Virtual Reward.
Open a Checking Account + Claim Your $50
Offer Code: RIDE26
Step 3: Keep your loan in good standing
Your loan requires active auto insurance on your vehicle. Verifying your coverage takes just a minute — and keeps a more expensive forced-place policy off your account.
Need coverage or want to explore your options?
Inszone Insurance
Shops multiple carriers for you — free, no obligation.
Let Us Help You Save and Earn More!
Save Up to $972 a Year with Rewards Checking
Earn 2.25% APY and receive up to $81 in monthly benefits, including telehealth, cell phone protection, roadside assistance, and more. Add direct deposit and use your debit card to waive the monthly fee, get paid early, and unlock powerful digital tools designed to help you manage your money.
Earn Up to $500 Every Year with Refer a Friend
Sharing Velocity has its rewards. When a friend opens a qualifying checking account using your referral and completes the required activities within 60 days, you each receive a $50 Mastercard® Virtual Reward. With up to 10 qualifying referrals each calendar year, you can earn as much as $500 annually.
0% intro APR for 12 months + Earn Up to 20X Rewards Points on Purchase.
Take advantage of 0% introductory APR for 12 months on eligible Velocity Credit Union credit cards, plus earn up to 20x CU Rewards points on purchases with the Platinum Rewards Mastercard. Redeem points for cash, travel, gift cards, dining, merchandise, and more.*
Enjoy a 0.25% Rate Reduction
Take advantage of a 0.25% rate reduction on eligible personal loans to help make borrowing more affordable. Whether you’re planning home improvements, consolidating debt, covering unexpected expenses, or financing a major purchase, you can save more with a lower rate and flexible repayment options.
Other Products and Services That May Interest You
Savings and Certificates
Flexible options to help you save and grow your money. Guaranteed fixed rates. Terms from 3 months to 5 years.
Home Loans
Mortgages, home equity, and refinancing with local decisions and local servicing.
Investments
Complimentary financial planning consultations with Javier Ramos through LPL Financial. Schedule today.
Here to Help — However & Whenever You Need Us
-
Disclosures
-
Acerca de nuestros productos y servicios
About Rewards Checking: These exclusive benefits have an estimated combined value of $81 per month—that’s up to $972 each year. Plus, the $6 monthly account fee is automatically waived when you: Receive at least $1,000 in electronic deposits each month + Spend at least $1,000 combined on your Velocity debit and credit cards + Enroll in eStatements. See Agreements & Disclosure or Fee Schedule for more information on Rewards Debit Card Round Up. ID Theft Protection and Credit Report Monitoring are available through Mastercard. A $5.00 service charge is assessed for each overdraft transfer. Lifestyle Benefits: Benefit values are estimated market comparisons for illustrative purposes; actual value depends on individual usage. Benefits are provided by third-party providers and are subject to their terms and conditions. Benefits require qualifying monthly activity. Some require registration. Telehealth covers the account holder, spouse/partner, and up to 6 dependents age 2+. Not insurance. Mastercard ID Protection by Generali Global Assistance. Member benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
About Refer-A-Friend: Offer available to new Velocity Credit Union checking account holders only. To qualify for the $50 Mastercard® Virtual Reward, you must register for the offer, open a new qualifying Velocity checking account, complete 10 debit and/or credit card transactions (ATM transactions excluded), and complete one electronic deposit of $250 or more (ACH, mobile deposit, or Zelle®) — all within 60 days of account opening.
Credit Card: Credit Cards subject to credit approval. Intro rate for first twelve months, not available on savings-secured cards. Rates effective as of 1.3.26. After intro period, APR for Velocity Mastercard Platinum will range from 10.75% to 18.00% APR based on credit score and the Prime Rate; APR for Velocity Mastercard Platinum Rewards will range from 14.75% to 18.00% based on credit score and the Prime Rate. Rewards Points: *Standard earn rate on purchases is 1.5 points per $1 spend
Personal Loans: Loans subject to credit approval. Rate reduction offer is valid through December 31, 2026. Rates and terms are subject to change without notice. Minimum loan amount $500.
About Insurance offered through Inszone Insurance
Insurance products are not deposits or other obligations of, or guaranteed by, Velocity Credit Union or any of its affiliates. Insurance products are not insured by the NCUA or any other federal government agency and may be subject to risk.
About Investments
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Velocity Credit Union and Velocity Retirement & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Velocity Retirement & Investment Services, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Velocity Credit Union or Velocity Retirement & Investment Services. Securities and insurance offered through LPL or its affiliates are:
NO ESTÁ ASEGURADO POR LA NCUA NI POR NINGUNA OTRA AGENCIA GUBERNAMENTAL NO ESTÁ GARANTIZADO POR LA COOPERATIVA DE CRÉDITO NO SON DEPÓSITOS NI OBLIGACIONES DE LA COOPERATIVA DE CRÉDITO PUEDE PERDER VALOR