Apply nowHome Equity & Improvement
Put the equity you've built-up in your home to work with a home equity loan. With low closing costs* and great rates, you can use a home equity loan for important things like college tuition, debt consolidation, computers, or even a vacation. Our low rates and easy application procedures are also ideal when considering home improvement. Loans are available for new pools, kitchen remodeling, or additions — many available with no closing costs. More... about home improvement loans.
Apply nowENERGY STAR® Loan by Austin Energy
Velocity Credit Union is the exclusive lender for Austin Energy's Home Performance with ENERGY STAR® program. This program offers Home Energy Loans with an exceptionally low APR to finance many kinds of energy saving home improvements. This can include installing energy efficient air conditioning and heating systems, adding attic insulation, caulking and weather stripping, solar screens and more. Most residential customers of Austin Energy who own homes are eligible to apply. To read more, please visit www.austinenergy.com
Apply nowNew & Used Car
Velocity offers financing on a wide range of new and used automobiles and light trucks. New cars can often be financed with little or no down payment, depending upon credit qualifications. And we finance used cars and trucks up to 10 years old. (Please see our Rates page for complete disclosures.) More... about vehicle loans.
Apply nowOther Loans
Didn’t find the type of loan you are looking for? Then it’s probably here. Velocity offers other loans for items such as motorcycles, boats, travel trailers and simple loans for buying items like furniture, computers or appliances. These loans allow you to avoid the high interest rates offered at retail stores. We also have relationships with select merchants to offer our consumer loans to you when financing your purchases. More... about other loans.
*Velocity will pay up to $500 towards closing costs.
** Velocity does not receive any compensation for providing links to SWBC.