IRA's & Certificates

Check out our current
certificate promotion

Individual Retirement Accounts

When it comes to saving for retirement, Individual Retirement Accounts (IRAs) are a smart strategy. We offer traditional, SEP, and Roth IRA plans. Each offers high dividend rates, low risk and long-term security.

If you already have an IRA somewhere else, you can transfer it to Velocity and take advantage of our better rates. Velocity IRAs accept rollovers and direct rollovers from Qualified Retirement Plans and transfers and rollovers from other IRAs.

Let Velocity help you figure out which IRA program is best for you.

Share Certificates

Velocity's Share Certificates pay some of the highest dividends we offer. Select a maturity term anywhere from 91 days to 5 years. Share Certificates are available at minimum deposit levels as low as $100. You can also choose from "mini-jumbo" certificates beginning at $20,000, or from "jumbo certificates" beginning at $90,000. Ask a Velocity representative for complete details.

Service Fees: None
Dividends: Yes