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Apply for Mortgage or Refi

Home is where the heart is. Your loan is where our part is.


Home is where the heart is. Your loan is where our part is.

As a personalized, local banking alternative, Velocity Credit Union has served your friends and neighbors since 1947. Austin is our home — and we can take care of your home’s financial needs … all under one roof! Ready to apply? Click the button for your chosen loan below. Have questions? Read on or contact one of our professionals.

Home Purchase

You’re ready to buy your dream home — let us help you finance it! With personalized service, great low rates, and low closing costs, our fixed-rate, conventional mortgage loans are anything but conventional. And we offer jumbo loans, too.


Looking to lower your current mortgage payment? We offer a wide variety of mortgage loan programs for those who want to refinance. Visit and use our free mortgage calculator to learn how much you could save.

Home Lending Calculators

Loan Officer

Moses Calderon

Moses Calderon
I have worked in the financial industry since 2010 and the mortgage industry since 2017. I joined Velocity Credit union in March 2021 and enjoy sharing my knowledge of the mortgage process with our members, providing the best service and communication for such an important milestone in people’s lives.

Outside of work, I love spending time with my wife and two boys. We enjoy being outdoors and eating all the wonderful food Austin has to offer. As a native Austinite, I also enjoy the Texas pastime of BBQs and smoking various meats for friends and family. Nothing is more rewarding than seeing people smile and connecting over great food.

I really look forward to assisting you in your home financing journey.

NMLS: 1061691
Phone: 737.237.1419
Email: [email protected]